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California Cheap Auto InsuranceDrive More. Spend Less.

Compare the cheapest car insurance rates from 30+ California carriers. Rates from $49/mo.

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California Auto Insurance Rates — Compared

Sample monthly rates for California minimum-liability coverage. Your rate depends on driving history, ZIP, and vehicle.

Starting monthly auto insurance rates from California carriers
CarrierStarting RateCompare
WawanesaBest Value
$49/moSee rate
CSAA
$54/moSee rate
Progressive
$62/moSee rate
National General
$68/moSee rate
The General
$74/moSee rate
Bristol West
$79/moSee rate

Sample rates for California minimum liability (30/60/15). Actual rates vary by driver profile, ZIP, vehicle, and coverage level.

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Carriers Compared

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Avg. Annual Savings

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Rates Starting At

We compare rates from 30+ carriers

Progressive
GEICO
State Farm
Allstate
Farmers
Mercury
AAA
National General
Liberty Mutual
Nationwide
The General
Root
Progressive
GEICO
State Farm
Allstate
Farmers
Mercury
AAA
National General
Liberty Mutual
Nationwide
The General
Root

Why Our Rates Are Cheaper

We compare rates from every major carrier in California. More competition for your business means lower prices for you.

Rates From $49/mo

California minimum liability starts as low as $49/month. We find carriers with the absolute lowest rates for your profile.

2-Minute Quotes

Enter your info once, get quotes from 30+ carriers instantly. No phone calls, no agents, no pressure.

All Drivers Welcome

Clean record, tickets, DUI, SR-22 — we have carriers for every situation. No one gets turned away.

How to Get the Cheapest Rate

01

Enter Your Info

ZIP code, vehicle, driving history. Takes about 2 minutes.

02

We Compare 30+ Carriers

Our system checks every carrier in California for the lowest rate.

03

Pick the Cheapest

See your rates ranked lowest to highest. Pick and get insured today.

Save up to$500/year

Average savings when comparing 30+ carriers

What Makes Auto Insurance Cheap in California?

Clean driving record (no points)
Higher deductible ($1,000+)
Low annual mileage (under 10k)
Good credit score
Bundling home + auto
Comparing multiple carriers
Defensive driving course
Anti-theft device discount

Cheap Auto Insurance FAQ

What is the cheapest car insurance in California?+
The cheapest option varies by driver. For clean records, carriers like Wawanesa and CSAA often have the lowest rates. For high-risk drivers, National General and The General are typically cheapest. Comparing 30+ carriers is the only way to know for sure.
How much is minimum coverage in California?+
California requires 30/60/15 liability coverage ($30k bodily injury per person, $60k per accident, $15k property damage). Minimum liability policies start as low as $49/month depending on your driving record and location.
Can I get cheap insurance with a bad record?+
Yes. Some carriers specialize in high-risk drivers and offer rates 30-50% lower than standard carriers for the same profile. The key is comparing multiple carriers — the rate spread for high-risk drivers is even larger.
Is it really free to compare rates?+
Yes, 100% free. Insurance carriers pay us for referrals. You never pay a fee — just compare quotes and pick the cheapest one.
How fast can I get insured in California?+
Most drivers can compare rates, pick a carrier, and have an active policy in under 10 minutes. Same-day coverage is standard for California auto insurance.

Stop Overpaying for Auto Insurance

Compare rates from 30+ carriers in 2 minutes. Find the cheapest rate in California.

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